Terms & Conditions

• Members can join in groups starting from Rs.500/-,1000/-,2000/-,5000/-,10000/-.

• The duration will be for 11 months.

• Members can buy jewellery on the 12th month.

• Members can buy gold jewellery and gold coins only.

• The board rate will be fixed on receiving the payment after each installment.

• At the completion of 11 months members will be eligible to buy gold at the average rate or the market rate whichever is lower as shown in the example below.

• No making and wastage charges for gold.

• Vat will be borne by the customer.

• At any point there will be no cash refund.

• In case of a default in payment the members can still avail the benefits of the scheme but only after successfully completing 11 months.

• In the case if a member wants to discontinue he can do so and buy gold jewellery for the amount accrued but will not be eligible for any benefits.